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Homebuyer Education by Freddie Mac
Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions and credit unions, can make available to homebuyers and multifamily investors. This Freddie Mac site offers a step-by-step tutorial on the home buying decision process and the mortgage application process.
WHEDA loan program provides 15 & 30 year fixed rates that are significantly below other fixed rate programs. This program requires that you have not owned a home in the last three years. Also, this program has income limits and purchase price limits. Please click on the link for additional information or call U.S. Mortgage Corporation at 1-800-838-8938.
FHA Loans
FHA loans may be approved where an individual was denied for a conventional fixed rate program. This program is also an excellent choice for someone who does not have their own funds to put down on a transaction. 

FHA loans allow home owners and first time home buyers to purchase a home, duplex or four family with as little as 3% down! The down payment can be fully gifted from a relative, friend or non-profit organization.

Click on the link for additional information or call U.S. Mortgage Corporation at 1-800-838-8938. 


VA Loans
VA Loans provide a zero down payment option for veterans! This program has competive 15 and 30 year fixed rates. This loan does not have any monthy private mortgage insurance. Va loans are an excellent program for a veteran who is looking to put no money down on their home purchase. Please click on the link for additional information or call U.S. Mortgage Corporation at 1-800-838-8938.
Federal Reserve Board Consumer Information
The Federal Reserve Board maintains a web page with consumer information, including a section on home mortgages. The section covers topics such as finding the best mortgage and understanding ARMs.
Uniform Residential Loan Application (1003)
A blank mortgage application form that you can print.
Mortgage Bankers Association of America Consumer Information
The Mortgage Bankers Association of America is the preeminent association representing the real estate finance industry. Their consumer information site contains several tools and guides to aid in purchasing or refinancing a home.
United States Postal Service Official Movers Guide
What happens after you complete the purchase process? This U.S. Postal Service site provides all kinds of tools and tips to help make the moving process easier.
U. S. Department of Housing and Urban Development – Buying a Home
U. S. Department of Housing and Urban Development website provides extensive information about buying a home including affordability, borrower’s rights, tips and tricks for shopping for a loan, and details about different home buying programs including FHA loan programs and other special programs.
Fannie Mae – Home Buying Process
Fannie Mae is a government-sponsored enterprise (GSE) chartered by Congress with a mission to provide liquidity, stability and affordability to the U.S. housing and mortgage markets. Home Buying Process guide on their website offers valuable information about buying a home. This website also provides important information for home owners.